Tom Schrage -
Branch Manager NMLS# 32563
I am originally from a small town in northeast Iowa called Plainfield. I have lived in Waterloo, Iowa for the past five years. I graduated college from the University of Northern Iowa in Cedar Falls in 1991 majoring in Finance and minoring in German. I have been in the lending business for five years and prior to lending I was a financial planner and sold securities.
   Outside my work I enjoy traveling, working out, golfing , jet skiing, bowling downhill skiing and basically anything that involves sports. I have also coached elementary, junior high, and high school baseball, basketball and track for eight years. Spending time with my family and friends is very important to me too.
      I am committed to exceeding your expectations throughout the loan process and to provide you with the highest degree of customer service possible. My main goal is not just to satisfy my customers, my intention is to AMAZE them! I look forward to working with you and being your mortgage loan officer for life.
toms@cedarvalleymortgage.net

Steve Mahlstedt -
Loan Processor
I am originally from Tripoli , a small town in northeast Iowa .  I have resided in Waterloo for the past twenty-five years with exception of a three year period.  I have worked in mortgage lending for the past thirteen years, as a processor.
     Outside of work I enjoy golfing, fishing and working around the house.  I also enjoy spending time with family and friends.  My wife, Sandy and I were overjoyed last year with the birth of our first grandchild, Logan.
     As a loan processor, it is my GOAL to make your process of purchasing or refinancing your home a most enjoyable experience.  I look forward to working with you!
stevem@americannationwide.net